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Free loan comparison & money tools for the Philippines
Bago umutang,alamin muna.
Compare loan options, calculate what you’ll repay, and learn the warning signs of loan scams.
Free to use. No sign-up required. Loan interest and fees may apply.
Compare the details.Not just the headline rate. Look at the amount, repayment period and total cost together.
How we compare ↗
12 products · 9 brands. A growing directory, not the whole market.
All options 12 Cash loans 8 Credit lines 3 Shopping installments 1
All amounts and repayment types. Category counts show the full directory.
Provider-source directory. Checked 3 September 2026. Limits and fees vary by offer; source conflicts are disclosed. Filters use published ceilings and repayment types, not eligibility. Unknown ceilings remain included. No partnership or independent license verification is claimed.
Product and use Published amount Repayment Fee basis
Published amount Check your offerOfficial pages disagree on the maximum.
Repayment 1–24 monthsAvailable terms depend on eligibility.
Fee basis 1.59%–6.99% / monthPlus 3%–5% processing fee, deducted upfront. This is not EIR. View facts & sources →
GLoan is inside the GCash app
Published amount Up to ₱25,000Public ceiling, not a first-loan entitlement.
Repayment 15–61 daysRegular-loan help-page range; Play describes credit-line terms up to 120 days. Confirm your offer.
Fee basis Processing + daily feePersonalized pricing; published fee ranges differ. View facts & sources →
Tala has a Philippine Android app iPhone: currently unavailable, according to Tala’s Philippine help centre. Wallet transfer or merchant payment
Published amount Up to ₱50,000Current product-page ceiling; individual limit varies.
Repayment Up to 30 daysBilling-cycle due date, not monthly installments.
Fee basis Service fee from 3.99%Plus DST and any applicable wallet-transfer fee. Check the disclosure. View facts & sources →
Easy Credit is inside the Maya app
Published amount ₱10,000–₱50,000Approved-limit range, not a minimum purchase.
Repayment Monthly statementRepayment dates follow the account statement.
Fee basis Conditional interest waiverPay the full statement by its due date; otherwise agreement rates apply. View facts & sources →
Published amount ₱2,000–₱50,000Published range; your approved amount can differ.
Repayment 91–180 daysDeveloper listing; confirm the installment schedule.
Fee basis Check interest + service feeOfficial website and Play fee descriptions differ. View facts & sources →
Published amount ₱1,000–₱13,000Provider ceiling, not a guaranteed initial limit.
Repayment 61–180 daysPlay-listed range; payment dates are offer-specific.
Fee basis Daily interest + service feeCheck the disclosure; published rate scopes differ. View facts & sources →
Published amount ₱1,000–₱50,000Homepage selector range, subject to assessment.
Repayment Check payment dates12-month headline is not a 12-installment promise.
Fee basis Disclosed during applicationThe FAQ does not publish a universal numeric rate. View facts & sources →
Bank transfer or cash pick-up
Published amount ₱3,000–₱150,000Published range for customers with an eligible offer.
Repayment Monthly installmentsAvailable number of months depends on the offer.
Fee basis Interest + applicable feesDisclosures list nominal rates and a processing charge. View facts & sources →
Use the Home Credit Philippines app
Published amount Check your offerThe same official page gives conflicting ranges.
Repayment 6–24 monthsListed calculator terms; longer options say coming soon.
Fee basis From 0.83% monthly add-onSix-month illustration: 1.40% monthly EIR; not universal pricing. View facts & sources →
Personal Loan is inside the Maya app Merchant payments and bills
Published amount Up to ₱50,000Approved reusable limit, not a cash-loan amount.
Repayment Credit billing cycleFollow your statement and payment due date.
Fee basis 5%–7% / monthInterest accrues by days used; not a flat transaction fee. View facts & sources →
GCredit is inside the GCash app
Published amount ₱1,000–₱125,000Published purchase-loan range, subject to eligibility.
Repayment 2–24 monthsAvailable installments depend on your offer.
Fee basis 0%–5.49% / monthOffer-dependent interest; 0% is not available to everyone. View facts & sources →
GGives is inside the GCash app Verification pending
Published amount ₱500–₱20,000Requested amount can differ from the approved loan.
Repayment Confirm the termFAQ: 65–180 days; other page sections differ.
Fee basis Check the final disclosureHomepage quotes 11.9% / month; final terms vary. Historical SEC and provider sources checked; current status not fully verified.
Official source ↗ View facts & sources →
Free cost calculator
See the full cost. Example only · not a loan offer
Stated loan amount ₱5,000
Fee deducted before receipt − ₱200
Cash you receive ₱4,800
Total scheduled repayments ₱5,500
Cost above cash received ₱700 ₱5,500 − ₱4,800 = ₱700
Assumes on-time payments and no other charges. The deducted ₱200 is already counted. This is not an EIR calculation.
Calculate your example → How the numbers work →
Usapang pera
Real questions. Clear answers. From wallet loans to the paperwork: get the basics right.
Browse all 12 guides →
Check the provider Legal name, official channels, current authorization.
Know what you will repay Cash received, fees, due dates and the full total.
Prepare, don't overshare Confirm the documents required before sending anything.
A few things to know. Does HiramGuide provide loans? No. This is a local information-site prototype. It does not lend, accept applications or send your details to a lender.
Are these personalized offers? No. These are summaries of real products from provider sources. Your available amount, price and approval must be checked directly with the provider.
Do ads affect the comparison? No live ads or paid placements are connected. The directory uses a fixed editorial order and discloses its sources; ad spaces are separate.
Enable JavaScript for product filters and comparison. Public product summaries and source links remain readable without it. This prototype does not accept loan applications.
