What this product offers
This record covers payments or purchases, not cash available to withdraw.
- Published amount
- Up to ₱50,000Approved reusable limit, not a cash-loan amount.
- Repayment
- Credit billing cycleFollow your statement and payment due date.
- Fee basis
- 5%–7% / monthInterest accrues by days used; not a flat transaction fee.
Fee units differ between products. These figures are not a common total-cost quote, EIR calculation or cheapest-loan ranking.
Requirements and access
Available to eligible GCash users; CIMB may request additional information. Check activation and personal limit in the app.
Meeting the listed requirements does not guarantee approval. Check the provider’s current eligibility and document rules before sharing information.
Repayment to check
Pay the GCredit balance under its account statement. Same-day settlement avoids interest under the cited help guidance.
Limitations and source differences
- Powered by CIMB Bank. This record covers GCash merchant and bill payments, not wallet cash-out or a bank transfer loan.
- Interest starts the day after use. Review statement charges and due dates; a headline rate alone does not establish your total cost.
App downloads and access
GCredit is inside the GCash app
Open GCash, then tap Borrow > GCredit.
Use the GCash app. GLoan, GCredit and GGives are separate features inside it, not separate downloads.
Download the app, not a guaranteed loan. Availability and offers depend on the provider and your device. Store links include a fixed HiramGuide source label; we do not receive install reports or earn commissions from these links.
App identity and source check
Checked 2026-09-04. App identity is separate from lending authorization.
- Google Play developer: Mynt Inc.
- App Store developer: MYNT, INC.
Check the original sources
These links support the record above. A provider-source check is not independent regulatory certification or a partnership.
- GCash: GCredit amount and provider ↗Record checked 2026-09-03
- GCash: GCredit fees and daily calculation ↗Record checked 2026-09-03
- GCash: supported GCredit payments ↗Record checked 2026-09-03
Provider logos identify their owners. Public-use clearance remains under review. No commission is connected to these links.